Credit Education & Consulting Built for Clarity
XLXP Solutions provides professional credit education and consulting services designed to help clients understand their credit profiles, identify risks, and make informed financial decisions. We do not offer guaranteed outcomes.
Our Value Statement
Credit plays a major role in financial opportunity, yet most people are never taught how it actually works. XLXP exists to change that. Our role is to educate, review, and advise — giving clients clarity around their credit profiles and the knowledge needed to make informed, responsible decisions.
What We Do
Reviewing and explaining credit reports using authorized sources
Identifying profile strengths, weaknesses, and risk factors
Offering ongoing advisory support during the engagement term
Educating clients on how credit scoring systems function
Providing written guidance and strategic recommendations
Reviewing and explaining credit reports using authorized sources
Identifying profile strengths, weaknesses, and risk factors
Offering ongoing advisory support during the engagement term
Educating clients on how credit scoring systems function
Providing written guidance and strategic recommendations
Consulting Retainers
Bronze
Foundation Credit Consultation
$250
Engagement Retainer
Monthly Consulting Access Fee: $25/month
Term: 12 months
Includes initial credit profile review, education fundamentals, personalized educational summary, one follow-up review, and limited email support.
Silver
Guided Credit Consulting
$500
Engagement Retainer
Monthly Consulting Access Fee: $50/month
Term: 12 months
Includes everything in Bronze plus deeper analysis, guided strategy memo, quarterly reviews, written feedback, and priority email support.
Gold
Advanced Credit Advisory
$999
Engagement Retainer
Monthly Consulting Access Fee: $100/month
Term: 12 months
Includes everything in Silver plus bimonthly reviews, quarterly advisory calls, advanced planning education, priority support, and an annual summary report.
The engagement retainer secures professional consulting services. Monthly fees provide ongoing access to education, profile review, and advisory support. This is not a loan, financing arrangement, or credit product.
How XLXP Works
Frequently Asked Questions
What does XLXP Solutions provide?
Credit education and consulting services that help clients understand their credit profiles and make informed decisions.
Are results guaranteed?
No. Credit outcomes vary based on each individual's credit profile, payment behavior, existing accounts, and overall financial activity. While many clients see positive chamges, results are never guaranteed. We focus on process, not promises.
Is this a loan or credit product?
No. XLXP Solutions does not issue loans, extend revolving credit, or provide cash advances.
Clients enroll in paid service agreement. As part of that agreement, qualifying payment activity may be reported to consumer credit bureaus as a service-related account, subject to bureau guidelines and individual eligibility.
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